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Saving Money in Creative Ways
Here are some quick and easy tips on saving money
College can be a penny pinching time because working hours are limited and you will also be paying many other costs. Here are some tips and ideas to incorporate into your life to help you save money.
Food and Drink
Skip the vending machines and instead go to the grocery store and stock up on drinks and snacks
Eat with friends and each person bring a dish
Take your lunch and avoid cafeteria or fast food
Don't go to the store hungry -- you will buy extra stuff that you don't need!
Watch how many times you go to starbucks -- its adds up quick!
Stop drinking so much soda...water is cheaper and healthier
Quit drinking...(or buy cheaper alcohol)
Entertainment
Consider staying in some nights with a dvd and popcorn rather than going out
Put aside a certain amount of money for going out and do not go over your limit
Look for coupons to get good deals such as oil changes and grocery stores
When you want to make a purchase check out ebay, overstock.com, froogle, or half.com
Watch how much you tip when you go to restaurants
always look for student specials and discounts - your student ID is accepted for discounts in more places than you think
Shopping
Always keep an eye out for sales and specials
Shop at consignment and goodwill for clothes
Frequent dollar stores for consumable products such as toilet paper, pens, pencils, toothpaste, ect.
Credit Cards
Check your current credit card and look for credit cards with no ARP and a low interest rate
Pay credit cards off every month so that you do not get hit with unnecessary interest
Sign up for reward programs
track all purchases on your credit card and bank account to always be aware of your finances
Bills
Do not pay bills late so that you do not acquire late fees
Look at all your bills and determine if you can cut any back
Miscellaneous
Go to the student library to print stuff rather than use your ink
Save gas - find some buddies to carpool with
Quit smoking
Cut back on items that you do not NEED
Make the time between hair cuts longer
Watch your cell phone bill for extra minutes and text messages
Send emails and instant messages to keep in touch with friends
Call people after 9 or on weekends to avoid high cell phone bills
Use freeware and shareware computer programs
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